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Who Needs Credit?: Poverty and Finance in Bangladesh
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In recent years Micro-credit, the loan of small sums to people excluded from normal banking processes, has emerged as an important and growing issue in Development Policy. The result of disillusionment with the ability of either government agencies or international aid programmes to change the situation of the poor, Micro-credit has proved very successful. The Grameen Bank in Bangladesh alone lends to two million people. By reviewing the experience of Bangladesh, the country most closely associated with pioneering Micro-credit programmes, the book asks critical questions potentially overlooked in the rush to repeat the success of these ventures in other countries.
Iffath A Sharif
Iffath A Sharif was a Research Associate, working in the Policy Research Department of the Institute for Development Policy Analysis and Advocacy, Proshika. She has also served as a consultant to the United Nations Development Programme in Dhaka, working primarily on the UNDP strategy in the area of micro credit. She is currently working on financial sector reform issues and their relevance to the sustainability of lending systems for the poor in a Masters programme at Princeton University, USA.
ইফ্ফাত এ শরীফ
Iffath A Sharif was a Research Associate, working in the Policy Research Department of the Institute for Development Policy Analysis and Advocacy, Proshika. She has also served as a consultant to the United Nations Development Programme in Dhaka, working primarily on the UNDP strategy in the area of micro credit. She is currently working on financial sector reform issues and their relevance to the sustainability of lending systems for the poor in a Masters programme at Princeton University, USA.
Geoffrey Wood
Geof Wood is an Emeritus Professor of International Development at the University of Bath, UK. He was the Founder Director of the Institute for International Policy Analysis; Head of Department of Economics and International Development; Dean of Faculty of Humanities and Social Sciences; University Research Adviser, ex-Chair of Board of INTRAC, Oxford, and ex-President of the UK Development Studies Association. Dr.Wood arrived in Bangladesh in 1974. Since then, he conducted ethnographic and inter-disciplinary research on aspects of agrarian change, poverty, governance, and civil society in Bangladesh and Pakistan, and elsewhere, examining theories of insecurity, Faustian bargains, access, welfare regimes, strategies of de-clientelisation, extreme poverty and resilience, and de-peasantisation. He promotes the understanding of political economy via analysis of deep structures.